Retirement Plans

We have been working with companies for over 20 years helping them establish, review and monitor their retirement plans. Our goal is to create successful retirement plan outcomes for plan sponsors and plan participants that meet their unique objectives. We work closely with plan sponsors addressing the many significant issues they face including complying with retirement plan regulations and managing risk, adhering to fiduciary responsibilities, managing plan fees, offering competitive funds and preparing participants to retire when you need them to retire.   Given that the regulatory landscape is complex, it is that much more important that employers partner with a firm that has the knowledge, resources and process developed to deliver the best possible retirement plan solution. Our independence and expertise have enabled us to do just that with our clients.

• How does the DOL Fiduciary Rule effects your 401(k) plan? 
• How does the suitability rule differ from the fiduciary rule? 
• Is your plan advisor equipped to be a fiduciary?  Is your plan compliant?
• Have you benchmarked your fees in the last two years? 
• Have you conducted an official RFP for your plan in the last 3-5 years? 
• Do you know if you are getting the best pricing, fund quality and services possible?

If you answered "No" to any of these questions, it might be time to review your Plan. 

For over 20 years, we have helped corporate plan sponsors establish, review and monitor their retirement plans. Our goal is to create successful retirement plan outcomes for plan sponsors and plan participants that meet their unique objectives.

We provide guidance on the many significant issues they face including:

• complying with retirement plan regulations and managing risk
• adhering to fiduciary responsibilities
• managing plan fees
• offering competitive funds
• preparing participants to retire when you need them to retire   

Given the complex regulatory landscape, it is critical that employers partner with a firm that has the knowledge, resources and process developed to deliver the best possible retirement plan solution. Our independence and expertise have enabled us to do just that with our clients

A unique advantage in our practice is our access to a national depth of resources through membership in the Retirement Plan Advisory Group ("RPAG"), a well-established alliance of over 900 accomplished plan advisors with roughly $150 billion in defined contribution invested assets.  As a member, we are backed by an extensive team of retirement plan experts and are able to leverage the premier technology and resources available through the RPAG platform to provide the very best tailored solutions for our clients.

Below is our comprehensive Evaluation & Monitoring Process designed to address all of the most important issues you are responsible for as a Plan Sponsor.

Proper documentation is a critical step in the fiduciary process.  Thorough our affiliation with RPAG, we provide our corporate plan sponsor clients with access to the online  Fiduciary Briefcase, a resource that includes sample documents to help reduce fiduciary liability when managing a retirement plan.  It can be customized over time to serve as a depository for important plan documents and reports for the client company. 

Some of the platform's resources include:

• Customized Service Plan
• Meeting Minutes
• Committee Charter
• Disclosure Documents
• Investment Policy Statement
• Plan Documents
• Monthly Retirement Times Newsletters
• Quarterly Market Summaries
• Sample Employee Memos
• Participant Education Materials
• Assigned Plan Consultant Contact information
• Archived Fiduciary Investment & Plan Reviews